The CWM™ Program


The Chartered Wealth Manager (CWM®) designation serves as a benchmark of competency in the Finance profession and is recognized as the leading credential in Wealth Management and Private Banking worldwide. Awarded by American Academy of Financial Management® USA, (AAFM), the CWM® credential signifies that you have demonstrated the knowledge and skills required to effectively execute critical functions related to Onshore and Offshore Wealth Management including Wealth Enhancement, Wealth Preservation and Wealth Transfer. In today’s environment, companies are looking for proven and ethical professionals. They are looking for CWMs.
The CWM® Program helps you capitalize on your passion & strengths. As a globally recognized credential in the wealth management profession, the CWM® Program enhances your knowledge and work experience. Gain a designation that will tell the world you have the skills to thrive in today’s complex and evolving wealth & investment management industry. The CWM® charter is the gold standard for wealth managers, investment advisors and research analysts, and others in investment decision-making roles.
With CWM®, you’ll be part of a globally recognized family of wealth management professionals. You’ll have access to our full spectrum of resources, industry events and networking opportunities. You could also form alliance with other CWM from different areas to serve your international clients. The CWM® focuses on developing relationship management, sales, communication and core financial advisory skills to equip Students, Wealth Management and Private Banking Professionals with cutting edge knowledge in Wealth Management, Private Banking, Family Office, and Financial Advisory.

What are the Benefits of CWM™ For YOU?

  • Higher salaries. Earn up to 27% more than your non-certified peers.
  • Increases job security. Validates your competency in wealth management, investment planning, portfolio management, capital and risk management functions.
  • Better career flexibility. Prepares you for greater on-the-job responsibilities.
  • Improves marketability. Stand out against other applicants in a tough job market.
  • Boosts relevancy. Stay current in the profession with continuing education requirements.
  • There are 300,000 CWM® Designation Holders in 151+ Countries.
  • Top 500 Finance Companies Globally Employ CWM® Designation Holders.

What Makes the CWM™ program so unique

  • Comprehensive Curriculum, CWM® offers a well-rounded curriculum that covers a broad range of topics within the field. This ensures that certified individuals have a deep understanding of various aspects of wealth management.
  • Industry Recognition, as CWM® is a reputable certification program is recognized and respected within the industry. It may be endorsed by professional organizations, financial institutions, or regulatory bodies.
  • High Standards, CWM® have rigorous standards for certification, ensuring that individuals who earn the certification have demonstrated a high level of competence and expertise.
  • Continuous Education that require certified professionals to engage in ongoing education to stay current with industry trends, regulations, and best practices.
  • Practical Application which include practical components, such as case studies, simulations, or real-world scenarios, to ensure that certified individuals can apply their knowledge in practical situations.
  • International Recognition, which made the certification program recognized globally, indicating that certified individuals have met international standards in their profession.

How to become CWM™

  • Enroll in the CWM® Program, there are enrolment requirements.
  • Study using the USA-Acer System, CWM® E-Learning System.
  • Pass the Level 1 Exam, only if you register through Compulsory Pathway.
  • Pass Level 2 Exam, compulsory for all Pathways.
  • Complete all Project Works, compulsory for all Pathways.
  • Join AAFM® as a Regular Member, candidates should become AAFM Members to obtain the Charter.